
Trucking Is Tough Enough—Your Factoring Company Shouldn’t Make It Harder

Many factoring companies advertise low rates, but what they don’t tell you is how quickly the extra costs add up. You think you’re getting a great deal, but then you’re hit with processing fees, invoice upload fees, fuel advance fees, and even same-day funding charges. Before you know it, those “low rates” aren’t so low anymore.
On top of that, big factoring companies rely on automated phone systems and a revolving door of representatives. Every time you call, you’re explaining your situation to someone new—someone who doesn’t understand your business or the challenges you’re facing.
At Rapidfire Pay, I do things differently because I know what it’s like to be in your shoes. When you’re running a small trucking business, you need cash flow you can count on, a single point of contact who knows your name, and a straightforward pricing structure.
Factoring That Feels Personal.
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Flat, transparent pricing—no surprise fees
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Non-recourse factoring—so you’re protected from bad debt
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Free ACH same-day funding—no extra charge
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A simple monthly contract—no long-term lock-ins
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Fuel cards & fuel advances—up to 50% when you need it
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24/7 direct access to me—no automated systems, no runaround
